Cross-Border Personal Tax Accountant Services
Non-resident tax services in Toronto for Canadians moving to the US or owning US properties and dual citizens. We save you from double taxation and protect you from IRS & CRA audits.
Trusted by Cross-Border Individuals in Toronto
We Can Help You If…
- You're a US citizen in Canada and haven't filed in years.
- You have a US property and worry about FIRPTA withholding taxes.
- You are moving to the US and want to file a departure tax return.
- You're not sure if you're a US tax resident after spending time there.
Our Cross-Border Personal Tax Services
Tax planning for expats in Toronto for individuals with income or assets in both countries.
US Tax Returns
- Form 1040 for US citizens in Canada
- Form 1040-NR for Canadians with US income
- Foreign tax credits (Form 1116/T2209) for taxes paid
- Form 2555 foreign earned income exclusion
- RRSP and RRIF treaty elections
Foreign Account Reporting
- FBAR for accounts over $10,000
- FATCA Form 8938 for larger asset holdings
- TFSA, RESP, RRSP, and RDSP reporting
- Late FBAR filings and penalty relief
US Property Tax & FIRPTA
- Form 1040-NR and T1135 for US rental income
- Net income election to avoid 30% withholding
- FIRPTA withholding certificates to reduce 15%
- ITIN applications and refund claims
Catch-Up & Tax Planning
- Streamlined Foreign Offshore Procedures for late filers
- 3 years of returns, 6 years of FBARs
- Substantial presence test calculations
- Treaty elections to avoid US residency
Got Other Cross-Border Needs?
US LLC Formation
LLC setup, EIN registration, and Form 1040-NR filing for Canadian entrepreneurs.
US Business Incorporation
C-Corp formation, Form 1120 filing, and registered agent setup.
Our Tax Planning Process for Expats in Toronto
From understanding your residency status to filing your annual tax returns, here’s how we work with you.
1. Free Expat Tax Discovery Call
We review your situation, run the substantial presence test, and discover your tax liability (or refund).
2. Tax Planning Setup
We optimize residency, maximize foreign tax credits/exclusions, and handle FBAR/FATCA reporting.
3. Ongoing Support
We handle your annual IRS and CRA filings, and support you if you get audited for FREE.
Why Toronto Non-Residents Choose Us
IRS + CRA Covered
Our personal cross-border tax accountants use the US-Canada treaty to prevent double taxation.
100% Remote
File US returns, FBARs, and FIRPTA refunds remotely with our Toronto non-resident tax accountants.
Free Audit Support
If IRS or CRA audits your returns or reporting, we represent you at no extra cost (unlike most firms).
Here from Our Toronto Clients
See What Clients Say
Need Help With Your Cross-Border Personal Taxes?
Book a free strategy call with our US tax accountants for expats in Toronto. We’ll tell you exactly what you need.
FAQs
Questions our non resident tax accountants in Toronto answer every day.
Do I have to pay US taxes if I live in Canada?
Yes. The US taxes citizens on worldwide income, no matter where you live. You file Form 1040 every year. Most US expats owe nothing after foreign tax credits, but you still have to file. An expat tax accountant can handle this for you.
How can you avoid double taxation between the US and Canada?
Use the US-Canada tax treaty and claim foreign tax credits on your US return for Canadian taxes already paid. This usually removes your US tax. Proper tax planning for expats keeps you from overpaying.
Do dual citizens pay taxes in both the US and Canada?
You file in both, but you don’t pay twice on the same income because the treaty and foreign tax credits stop that. A personal cross-border tax accountant handles both returns so nothing gets missed.
How to file US taxes as a Canadian resident?
File Form 1040 with the IRS and report your worldwide income and claim foreign tax credits. If your Canadian accounts go over $10,000, file an FBAR too. US expat tax services handle this remotely.
What is the 183 day rule for Canadians in the US?
It’s part of the substantial presence test. Along with the green card test, these determine if the IRS treats you as a US tax resident. If you spend too many days in the US over 3 years, the IRS may treat you as a tax resident. A US Canada non-resident tax accountant can calculate this for you.
How long can a Canadian stay in the US without paying taxes?
There’s no single number. It depends on the substantial presence test and treaty rules. If you’re close to the limit, talk to a non-resident tax advisor before your next trip.
Do I have to pay tax in the USA if I'm not a resident?
Only on income earned in the US. If you own US rental property or sold US real estate, you file Form 1040-NR. You may also need a W-8BEN to certify your non-resident status. Non-resident tax services in Toronto handle these filings for Canadians.
How are non-residents taxed in Canada?
Canada taxes non-residents only on income earned in Canada. Rental income, business income, and some investments may be taxable. If you’re leaving Canada, you may need to file a departure tax return. Non-resident tax planning helps you pay the right amount.
What is a Section 216 return?
If you’re a non-resident with Canadian rental income, this return lets you pay tax on your profit instead of 25% of your total rent. You may also need a certificate of compliance when you sell the property. Our non-resident tax accountants handle both.
How much do accountants charge for tax returns in the USA?
For cross-border personal tax, fees at SAL Accounting are $3000 to $5000/month per entity. Depends on your situation. Book a free call for exact pricing.
Do I need an expat tax accountant near me?
No. Expat tax filing is done online. SAL Accounting is in Toronto’s Financial District, minutes from Union Station, but our non-resident tax advisors in downtown Toronto work with clients across Canada remotely.
